Basin Electric offers continuation of the Denta50 and Denta150 plans to Pre-65 retirees, their Pre-65 spouse, and eligible dependents (under age 26) administered by Delta Dental. The premiums and coverage vary by plan. Retirees have an option to change their current plan during Open Enrollment. Once a retiree declines coverage, they will not be allowed to add the benefit at a later date. Following are features of the plans, 2024 premium information, and links to plan documents associated with dental:
PLAN FEATURES |
DENTA 50 |
DENTA 150 |
| DEDUCTIBLE |
$25 PER INDIVIDUAL $50 PER FAMILY |
$50 PER INDIVIDUAL $100 PER FAMILY |
| PREVENTIVE & DIAGNOSTIC | 100% OF ALLOWED CHARGE | 100% OF ALLOWED CHARGE |
| BASIC SERVICES | 70% AFTER DEDUCTIBLE | 80% AFTER DEDUCTIBLE |
| MAJOR SERVICES | 50% AFTER DEDUCTIBLE | 60% AFTER DEDUCTIBLE |
| CALENDAR YEAR MAXIMUM | $1,500 PER PERSON | $2,000 PER PERSON |
| LIFETIME ORTHODONTIC MAXIMUM | 50% UP TO A MAX OF $1,000 | 50% UP TO A MAX OF $2,000 |
MONTHLY PREMIUMS
| DENTA 50 | DENTA 150 |
| RETIREE $56.60 | RETIREE $83.76 |
| RETIREE + 1 CHILD $79.86 | RETIREE + 1 CHILD $119.28 |
| RETIREE + SPOUSE $86.96 | RETIREE + SPOUSE $130.22 |
| FAMILY $120.54 | FAMILY $181.54 |
